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All skills
Productivity

Scope an insurance claim

A room-by-room estimate at line-item detail, defensible to an adjuster.

Fill it in

Notes, photos and the loss report.

Not a lump sum, which gets negotiated down.

Often covered and always forgotten.

Your prompt

Scope this loss from .

Write it at LINE ITEM level: each room, each surface, each operation, with
quantities. A lump-sum estimate is negotiated as a lump sum and always downward,
while a line-item scope forces the conversation onto individual items where the
facts are checkable.
Include the work that is invisible in the photographs: detach and reset,
protection, drying, disposal and cleanup. That is a large share of a real estimate
and it is what gets left out.

List code upgrades separately. They are frequently covered and almost always
forgotten at the scoping stage.
Say what you could not assess without opening something up.
Continue and pick your folderOpens with everything above already filled in.

Why this works

A lump-sum estimate is negotiated as a lump sum and always downward. Line-item detail forces the conversation onto individual items where the facts are checkable, and it includes the invisible work: detach and reset, protection, drying and disposal.

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